Now you can instantly send USD to another Ontop user directly from your Wallet.
No commissions.
No waiting.
No complicated account numbers.
Perfect for splitting expenses, paying a friend, or sending money in seconds.
What are P2P transfers?
P2P means “person to person.”
With this feature you can send money between Ontop Wallets using only the @OntopTag of the other person.
Nothing else.
If he has Ontop, you can send him USD instantly.
How do I send money?
In less than a minute:
1️⃣ Open your
App Ontop
2️⃣ Touch
Send money
3️⃣ Choose
Transfer to a new third-party account
4️⃣ Select
Ontop Wallet
5️⃣ Enter the
@OntopTag
of the person
6️⃣ Write the amount
7️⃣ Confirm… and that's it ✅
💸 Money arrives instantly.
Where do I find my @OntopTag?
It is in the home screen , just below your name.
If you want money sent to you, just share it.
It's that easy.
Are there limits?
Yes, for security:
| Type | Limit |
|---|---|
| Minimum per transaction | $1 USD |
| Maximum per transaction | $1,000 USD |
| Monthly limit | $4,000 USD per user |
Do you have commission?
No 🎉
Send and receive money between Ontop Wallets 100% free .
No hidden charges.
What happens if I make a mistake in the @OntopTag?
Check it carefully before confirming.
The transfers are snapshots and cannot be canceled .
Take an extra second before sending.
Do I have to activate something to receive money?
No.
If you have your Wallet active, you can now receive.
Just share your @OntopTag.
Can I send money to other countries?
Yes.
As long as both people:
Have an active Ontop account
Have access to your Wallet
Dividing expenses has never been so easy 🤍
If you need help, we are here.
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