Your Global Account and your Ontop Platinum Card work with a unified balance. Whatever's in your account is available to spend with your card instantly, no transfers or extra steps needed.
How does the unified balance work?
Simple: if you have $100 USD in your Global Account, you have $100 USD available on your card. Everything updates in real time.
- You receive a payment: your balance updates automatically
- You make a purchase: the amount is deducted instantly
One balance. Always in sync.
Can I control my card security?
Yes, with full flexibility. If you have a digital and physical card, each one is managed independently from the Card tab in the app.
| Feature | Description |
|---|---|
| View card details | Access your card number, expiration date, and CVV from the app |
| Freeze card | Block your card instantly if you lose it or it's stolen |
| Change PIN | Update your physical card's security code whenever you need to |
| Transaction limits | Check and monitor your daily and monthly spending limits |
The money is yours. The control too.
Need help?
Reach out from the app or at support@getontop.com. We're here.